Even If You Don't Live in a Flood Zone, All of Florida is Flood-Prone.
Florida's recent torrential rains and the flooding they caused are a stark reminder that it's not just hurricanes that can wreak havoc here in the Sunshine State.
Every Florida homeowner is one unrelenting rain storm away from a flood damaged home, whether they live near the coast or further inland (and no matter where you live in Florida, you're no more than 60 miles away from the beach).
Did you know? Floridians filed more than twice as many flood claims with the National Flood Insurance Program in 2014 than Alabama, the second highest state on the list, and received more than twice as much in claim payments: $117,861,100 vs. $52,668,831 accordingly. (Share this)
Standard Florida home insurance policies do not cover damage caused by floods. But many homeowners are unaware that they need to purchase a separate flood insurance policy until the water recedes and they call their home insurance carrier - and by then, it's too late.